“The future depends on what you do today.”
Mahatma Gandhi

The loan covers 100% of the Tuition Fee.
REPAYMENT
CONDITION
The loan will be repaid year after graduating ONLY IF you take up employment and your earnings exceed the set annual threshold for the country where you are working, and more specifically, where you settle your taxes. Your parents’ earnings are not taken into account. If you have not reached the threshold, 30 years later the loan is officially redeemed. Therefore, the English call it “soft money”.
INCOME
When you have no income above the threshold amount in the country where you are working, discontinue working or go on leave, the repayment is suspended – you do not have to pay. So, as you can see, this is not a typical loan. No bank will offer you such a holiday.
THRESHOLD
If you exceed the repayment threshold, you will only repay 9% of your earnings above a minimum amount. This will be a very small amount in relation to your future earnings! The earnings threshold in England is 25 thousand pounds per year.
Frequently Asked Questions

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